Credit Reporting Policy

We may provide credit to our clients when purchasing our products and/or services (for example, deferred payment) and, as a result, we collect and hold credit information and credit eligibility information about your employer.  

We do not sell to individuals and do not collect credit information on individuals.

Our Credit Reporting Policy sets out how we manage that information.

How We Collect and Hold Credit Information and Credit Eligibility Information

Credit information relates primarily to your employers credit related dealings with us and covers various types of information that can be collected.

- identification information such as school name/company name/ABN/ACN/bank account details such as BSB, Account Name and number/address information/contact information

- basic information about your employers credit account (for example when it was opened)

- information about certain overdue payments

- various publicly available information like bankruptcy and credit-related court judgements

We do not collect credit eligibility information about you or your employer from other credit providers.

We store and safeguard your employers credit information and credit eligibility information in the ways described in our Privacy under How we hold your information.

How We Use and When We Disclose Credit Information and Credit Eligibility Information

- We don't disclose credit information to CRBs

- We use the information for collecting amounts your employer may owe us in relation to such credit and assigning debts to collection agencies if required

- As required or authorised by another law

How To Access or Correct Credit Information or Credit Eligibility Information

If you wish to access or correct errors in any of your employers credit information or credit eligibility information that we hold, please contact us using the contact details in the "How to contact us" section in our Privacy Statement.

We do not charge for providing this information and aim to complete requests within 24 hours.